
Front: King Mohammed VI in a dark suit and patterned tie, facing slightly left, engraved in fine violet line-work against a ground of woven zellige ornament. Above his shoulder sits the Moroccan royal coat of arms — crowned shield with the pentagram, flanked by lions. Arabic panels read Bank Al-Maghrib and twenty dirhams; below, the signatures of the Wali and the Government Commissioner. A crowned device shows in the pale right-hand margin.
Back: Casablanca. The Hassan II Mosque dominates the centre, its tall square minaret rising over the prayer hall and the low city roofline behind, drawn in violet with the mosque set against the sea front. To the left, in mauve, a modern tramway viaduct crosses the field. Latin-script legends give BANK AL-MAGHRIB and 20 DIRHAMS, with lines of repeated microtext and the serial in red.
Dated 1433–2012 and released as part of Bank Al-Maghrib's modern series, replacing the earlier 20-dirham notes of the 1996 and 2005 issues. It remains current, the standard low-value note in daily Moroccan use, circulating with the 50, 100 and 200 dirhams of the same family.